The HousingWire reported at the end of last week that FHA has decided to rescind their highly controversial Credit Dispute Rule. This rule would have made getting a FHA loan much more difficult. The guideline would have required borrowers who wanted to qualify for a FHA-insured mortgage to pay off any credit dispute in their history of more than $1,000 or set up a documented payment plan on any unpaid collection accounts. This rule would have had a critical impact on the real estate market, greatly impacting first time home buyers and builders. This illustrates the tug-of-war struggle between protecting the insurance fund and keeping mortage credit available.