Amy Cimetta, RE/MAX Estate Properties

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Getting Prequalified

Most real estate agents and lenders recommend that home buyers get prequalified with a lender before selecting a home to purchase. This way you will have the best information about the price you have chosen.

  • With prequalification, you can determine which loan program best fits your needs and which programs you qualify for.
  • You will know exactly how much you are qualified for.
  • Your monthly payment will be set. This will allow you to budget your money before making this large investment.
  • It shows you what the down payment and closing costs will be.
  • If you are a first time buyer, you may be able to qualify for a special first time buyer program which may allow you to afford more home for your money.
  • Being prequalified will allow you to move quickly when you find a home you want to purchase. If you find a home, you risk the chance of losing it to another buyer if you still have to take the time to get prequalified by a lender.
  • And remember, prequalification does not require any obligation on the buyer’s part.
Amy Cimetta

Amy Cimetta

Broker Associate, MBA


License: 01774767

RE/MAX Estate Properties

2601 Pacific Coast Highway, Hermosa Beach, CA 90254



RE/MAX Hall of Fame

“I have bought and sold many houses and Amy is the best agent I've ever had.”

-Jeannette Christensen
Easy Reader's Best of the Beach

5-star Rated Agent


Top Realtor

Business Review Council of America